North Adams, MA MountainOne Bank has promoted Richard Kelly, who has assumed the role of senior vice president, senior commercial risk officer. This newly created position supports MountainOne’s commitment to asset quality while enhancing its loan approval process.

Kelly now provides direct oversight of credit administration and of all portfolio managers across both of MountainOne’s geographic regions of the South Shore and the Berkshires. Additionally, he works directly with all commercial lenders on new and existing business loan relationships to help provide experienced guidance, perspective, and management of these credits.

Kelly originally joined MountainOne Bank in 2020 as senior vice president, commercial team leader for the bank’s Berkshires region and is a member of the bank’s senior leadership team.

“This organizational change streamlines MountainOne’s commercial loan approval process, while maintaining a focus on asset quality and portfolio management,” said Bob Fraser, MountainOne’s president & CEO. “Our commercial lenders can now have a greater focus on relationship management, including providing a suite of cash management services.”

Kelly brings nearly 40 years of commercial lending, credit underwriting, and credit administration experience to this role, and splits his time between the Berkshires and bank’s South Shore region.

Kelly is active in the Great Barrington community, and currently serves on the Berkshire Community College Foundation board. 

Previously, Dick was involved with The United Way (community representative), Lions Club (member & past president), Southern Berkshire Chamber of Commerce (past treasurer), the Town of Great Barrington and the Wyantenuck Country Club (member & past president).

Dick received his Bachelor of Arts in Economics from Hamilton College in Clinton, NY.