In 2015, the commercial real estate market will remain positive due to a number of reasons. Limited supply, a stable and improving economy and consumer optimism will drive growth. Within the market, there will be increased competition from sources waiting to return to the market (large institutions, credit unions and insurance companies). Credit standards are being stretched to levels seen before the banking crisis as the appetite for risk increases. While rates are still near historical lows, they will rise in 2015 and a Federal Reserve increase is not out of the question even if oil dips below $50 a barrel.