January 15
The Landscape of Local Banking
Location: The Society Room of Hartford, 31 Pratt St.

Please join REFA in what will certainly be an eye opening and interesting view of the local, regional and national banking environment.
Hear views on regulatory issues, lending strategy, Industry mergers and acquisitions, plus "on line" banking, its challenges and benefits.
Moderator John Clark, Cigna will certainly keep the conversation lively and informative. Industry leaders John Patrick, CEO Farmington Bank, Martin Geitz CEO Simsbury Bank and William Crawford, CEO Rockville Bank will provide their insight on these and other discussion topics. Be sure to register early as we expect this to be a very well attended and informative event.

January 23
Members Only Annual Winter Social
Location: Hotel Zero, 353 Main St., Norwalk