2025 Fall Preview: Alan Doyle, Larew Doyle & Associates, Inc.

What trends or shifts do you see shaping your industry this fall and into 2026? 2025 was a banner year for lending across both banks and insurance companies, with most lenders meeting or even surpassing their loan production goals by the end of the third quarter. As a result, current lending activity is largely focused on loans scheduled to fund in the first quarter of 2026, when annual production targets reset. Looking ahead, 2026 is shaping up to be another strong year for loan originations, supported by expectations of two additional Fed Funds rate cuts by the end of Q1 and the potential for stable – or modestly lower – Treasury yields.

What are you most excited about for the future of your sector? I am excited about our continued growth and deepening presence in the New England markets, with offices in New York City, Connecticut, and Rhode Island – along with the recent opening of our two Florida offices in Sarasota and Naples. Many of our New England clients maintain second residences and own commercial properties in these Florida markets, making this expansion a tremendous opportunity to better serve and support our valued clients across both regions.